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Find a Loan Originator Apply Now every step of the way First-Time Homebuyers, we’re here for you! what you need to know before you buy Buying a home? Find your perfect loan today. A dream loan for every home (and situation) Looking to refinance? Let’s talk numbers. Let us help you find your first-rate options At , we know that a home purchase is often the largest investment you will make in your lifetime. Our team works together to deliver the best mortgage experience possible. We will be there for you every step of the way, offering resources to help you understand the mortgage process and determine which one of our unique mortgage programs is the best fit for you. We Make life Happen has been wonderful for my wife and I, they have been there every step of the way and helped us so much! Would recommend to everybody! Johnny L. made the home financing process painless and easy. Easy going and answered all of our questions. Highly recommend! Thank you, ! Neil T. helped us avoid some problems and also got us a much lower interest rate than I thought possible! Their guidance was right on target. We were ready to close well before the agreed upon closing date! Thank you! Melissa J. Tools You Can Use Mortgage Amortization Calculator let’s look at a schedule of loan payments Refinance Calculator Should I refinance? Mortgage Payment Calculator How much can I afford? Prepayment Savings Calculator Save money with extra payments Loan Decision Tool Our Loan Decision Tool will help educate you on the various products and programs that has to offer. We offer a wide variety of solutions that can be tailored to fit your situation. Learn More Our Home Loan Process We make getting a home loan easy with our streamlined process. See what makes our process stand out from the competition and why you should trust with your home loan needs. Learn More How to Close On-Time The completion of various steps in the mortgage process is critical to closing your home loan on time. Use our Close On-Time Calendar to create a customized loan schedule and educate yourself on the milestones you’ll encounter while working with us. Learn More Builder Tools See how ’s construction loan and permanent financing solutions can help your clients. Learn More Realtor Tools We offer a variety of tools and resources for Real Estate Agents. See why partnering with can help close your clients’ loans on time. Learn More Our Intelligence Isn’t Artificial Our Local Loan Originators are Here to Help You hel lo Find a Loan Originator Now Enter a Name, City, State, or Zip Code to search for a Loan Originator. Waterstone blog Check out our helpful articles, news, and blog posts Helping Homebuyers Every Step of the Way Common Misconceptions About Reverse Mortgages May 14, 2024 Mortgage Basics Ease Into Your Mortgage with a Temporary Rate Buydown May 08, 2024 Mortgage Basics How to Buy a House with No Down Payment May 06, 2024 Mortgage Basics May 2024 FOMC Meeting: No Change to Fed Funds Rate May 01, 2024 Market and Industry What Features are Buyers Looking for in a Home? April 30, 2024 Agent Resources We are a Top Workplace for 2024! April 29, 2024 In the News Rethinking Retirement: What to Consider When Deciding When to Retire April 19, 2024 Mortgage Basics Benefits of Working with a Realtor when Selling a House April 04, 2024 Agent Resources Here are our Scotsman Guide Top Originators” for 2024! April 01, 2024 In the News What is a Reverse Mortgage and How Does It Work? March 31, 2024 Mortgage Basics Want to see more? Click here. Common Misconceptions About Reverse Mortgages May 14, 2024 Mortgage Basics Ease Into Your Mortgage with a Temporary Rate Buydown May 08, 2024 Mortgage Basics How to Buy a House with No Down Payment May 06, 2024 Mortgage Basics May 2024 FOMC Meeting: No Change to Fed Funds Rate May 01, 2024 Market and Industry What Features are Buyers Looking for in a Home? April 30, 2024 Agent Resources We are a Top Workplace for 2024! April 29, 2024 In the News Rethinking Retirement: What to Consider When Deciding When to Retire April 19, 2024 Mortgage Basics Benefits of Working with a Realtor when Selling a House April 04, 2024 Agent Resources Here are our Scotsman Guide Top Originators” for 2024! April 01, 2024 In the News What is a Reverse Mortgage and How Does It Work? March 31, 2024 Mortgage Basics 7,700 families and individuals found their happy place last year 7,700 families and individuals found their happy place last year More than Mortgages Our commitment to our communities runs deep. 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