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Find a Loan Originator Apply Now Get the latest on COVID-19 and mortgage relief. every step of the way First-Time Homebuyers, we're here for you! what you need to know before you buy Buying a home? Find your perfect loan today. A dream loan for every home (and situation) Looking to refinance? Let's talk numbers. Let us help you find your first-rate options At , we know that a home purchase is often the largest investment you will make in your lifetime. Our team works together to deliver the best mortgage experience possible. We will be there for you every step of the way, offering resources to help you understand the mortgage process and determine which one of our unique mortgage programs is the best fit for you. We Make life Happen Waterstone has done several mortgage loans for me and their team always do such a great job! They are very knowledgeable and the communication is top notch. Thanks Waterstone for another smooth transaction! Robin C. I would recommend to everyone! They made it easy to go through the process of buying a home! Great professional people and very nice and helpful! Thank you for everything! Karen F. Waterstone helped us avoid some problems and also got us a much lower interest rate than I thought possible! Their guidance was right on target. We were ready to close well before the agreed upon closing date! Thank you! Melissa J. Tools You Can Use Mortgage Amortization Calculator let's look at a schedule of loan payments Refinance Calculator Should I refinance? Mortgage Payment Calculator How much can I afford? Prepayment Savings Calculator Save money with extra payments Loan Decision Tool Our Loan Decision Tool will help educate you on the various products and programs that has to offer. We offer a wide variety of solutions that can be tailored to fit your situation. Learn More Our Home Loan Process We make getting a home loan easy with our streamlined process. See what makes our process stand out from the competition and why you should trust with your home loan needs. Learn More How to Close On-Time The completion of various steps in the mortgage process is critical to closing your home loan on time. Use our Close On-Time Calendar to create a customized loan schedule and educate yourself on the milestones you'll encounter while working with us. Learn More Builder Tools See how ’s construction loan and permanent financing solutions can help your clients. Learn More Realtor Tools We offer a variety of tools and resources for Real Estate Agents. See why partnering with can help close your clients' loans on time. Learn More Our Intelligence Isn't Artificial Our Local Loan Originators are Here to Help You hel lo Find a Loan Originator Now Enter a Name, City, State, or Zip Code to search for a Loan Originator. Waterstone Blog Check out our helpful articles, news, and blog posts Helping Homebuyers Every Step of the Way 6 Signs You Should Move to the Suburbs September 17, 2020 Home Life September FOMC Announcement: No Rate Change September 16, 2020 Market and Industry Benefits of Upsizing to a Bigger House September 07, 2020 Mortgage Basics Executive Spotlight: Tom Knapp, Chief Information Officer September 03, 2020 Life at WMC Rich Tucker is a HousingWire Insider! September 01, 2020 In the News Realtor Tips for Following Up with Clients September 01, 2020 Agent Resources What is Homeowners Insurance? August 20, 2020 Mortgage Basics 4 Easy Back-to-School Organization Tips for Your Home August 17, 2020 Home Life How to Stage Your Home to Sell August 10, 2020 Home Life Lisa Fenske is a Woman of Influence! August 03, 2020 In the News Want to see more? Click here. 6 Signs You Should Move to the Suburbs September 17, 2020 Home Life September FOMC Announcement: No Rate Change September 16, 2020 Market and Industry Benefits of Upsizing to a Bigger House September 07, 2020 Mortgage Basics Executive Spotlight: Tom Knapp, Chief Information Officer September 03, 2020 Life at WMC Rich Tucker is a HousingWire Insider! September 01, 2020 In the News Realtor Tips for Following Up with Clients September 01, 2020 Agent Resources What is Homeowners Insurance? August 20, 2020 Mortgage Basics 4 Easy Back-to-School Organization Tips for Your Home August 17, 2020 Home Life How to Stage Your Home to Sell August 10, 2020 Home Life Lisa Fenske is a Woman of Influence! August 03, 2020 In the News 14,000 Homebuyers found their happy place last year 14,000 Homebuyers found their happy place last year More than Mortgages Our commitment to our communities runs deep. Learn more. Why ? Grow with Us Learn about our culture & build your career Let's Get Soci@l tag where you want the feed to appear -- tag -- 800.354.1149 Info@WaterstoneMortgage.com Corporation (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDQ: WSBF). © 2020 Corporation. All rights reserved. Privacy Policy Disclosures & Licenses General Disclaimer Accessibility Statement Cyber Threats & Information Security NMLS Consumer Access Foreclosure Avoidance Programs Credit Granting Criteria Our Story Company News Careers Help Center Contact Us Enter keywords or a phrase here to search . First-Time Homebuyers Refinance Options Find Your Loan Loan Decision Tool All Loan Products Find a Loan Originator Apply Now Waterstone Blog Our Latest Posts Real Estate Agent Resources Home Life In the News Life at WMC Market & Industry Mortgage Basics Tools & Calculators Tools Calculators How Much Can I Afford? Amortization Schedule Should I Refinance? 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